The adjustable-rate mortgage (ARM) share of activity decreased to 7.8 percent of total applications. The FHA share of total applications remained unchanged from 10.5 percent the week prior. The VA share of total applications decreased to 10.0 percent from 10.7 percent the week prior.
That said, there has been growing speculation that interest rates could now be set to fall owing to economic growth concerns, and should this stimulate economic activity – there is a significantly.
The average interest rate on a 15-year fixed home loan – most popular among refinancers – slipped to 3.43 percent last week, the lowest level seen since October, the report said. Moreover, that was down from 3.48 percent a week earlier.
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Mortgage Applications Face a Slight Decline.. increase in the Refinance share of mortgage activity from 38.7 percent of total applications during the previous week to 38.9 percent. There was a decrease to 6.1 percent of total applications in the adjustable rate mortgage (ARM) share of activity.
In spite of a slight uptick in purchase activity. but the effective rate still declined. There was a 7-basis point decline in the contract rate for 15-year FRM, to 4.22 percent. Points increased.
A contact in Oregon reported a modest increase in building and selling activity due in part to lower mortgage rates, though a few other contacts observed a slight decline in building activity in some areas due to softer demand.
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The market experienced an increase in the Refinance share of mortgage activity from 38.7 percent of total applications during the previous week to 38.9 percent. There was a decrease to 6.1 percent of total applications in the adjustable rate mortgage (ARM) share of activity.
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After a month of incremental increases, fixed mortgage rates. total loan application volume – decreased 2.1 percent. The refinance index fell 4 percent, while the purchase index slipped 0.1 percent.
Activity decline rates Application slight increases. – Mortgage Applications Face a Slight Decline.. increase in the Refinance share of mortgage activity from 38.7 percent of total applications during the previous week to 38.9 percent. There was a decrease to 6.1 percent of total applications in the adjustable rate mortgage (ARM) share of activity.